文澜学术系列讲座 第150期 新加坡国立大学校长特聘助理教授黄炜:“Unawareness of Unhealthiness, Information Provision, and Health Insurance Participation among the Elderly”
日期:2019-04-09             信息来源:文澜学院

主题|TopicUnawareness of Unhealthiness, Information Provision, and Health Insurance Participation among the Elderly

时间|Time412号(周五)|April 12th (Friday), 1200 -130PM

地点Venue文澴730会议室|Meeting Room 730WENHUAN


主讲|Speaker

黄炜博士现为新加坡国立大学校长特聘助理教授(Presidents Assistant Professor),他于北京大学获得经济学本科及硕士学位,于哈佛大学获得经济学博士学位。主要研究公共经济学,劳动经济学,健康经济学等领域。已在 Journal of Economic PerspectivesReview of Economics and StatisticsJournal of Labor EconomicsEconomic InquirySocial Science & MedicineNature 等国际期刊发表文章。现为 Economics of Transition 编辑,The Institute for the Study of Labor (IZA) 研究员。


研究领域|Research Interests 

公共经济学,劳动经济学,健康经济学

Public Economics, Labor Economics, Health Economics


摘要|Abstract

People may be unaware of their unhealthiness and thus make suboptimal decisions in insurance participation. Using national representative samples of the elderly in US and China, we find that the unawareness of unhealthiness is significantly associated with lower socio-economic status, poorer health, and less insurance participation. We further find that accurate health information provided through physical examinations induces relatively higher participation afterwards suggesting information as an important mechanism. These findings contribute a new explanation for the insufficient participation among poor people and advantageous selection in health insurance.